"KNOW YOUR RIGHTS"

For A Personal Injury Accident Under Texas Law!

The Law Office of Ward Maedgen helps injured people rebuild their lives...

   "FREE CONSULTATION"

Don't settle for less than what is fair and reasonable!

       I'll FIGHT FOR YOU

If you or someone you know has been injured in an accident, call us now. We represent people who have been seriously injured as well as the families of those who have been killed under wrongful death circumstances...

     No legal fees unless I
     collect money for you

I handle all personal injury cases on a contingency basis. I DO NOT CHARGE A FEE unless I obtain a recovery settlement for your personal injury...

     We advance costs and
     expenses as needed

We advance all costs and expenses related to your case, and we do not recoup these costs unless we collect money for you...

It's The Law That Insurance Companies "Willingly" Pay Claims Properly And Promptly (Good Faith Claim) And That It Is Illegal To "Willingly" Discount, Delay Or Deny Payment Of Claims (Bad Faith Claim)

Ward Maedgen has the professional experience in issues of an insurance bad faith claim, including wrongful denial of insurance claims, policy interpretation, claims handling practices and coverage analysis.

What is Bad Faith - 

1) Misrepresenting of pertinent facts of insurance policy provisions relating to coverage at issue.

2) Failing to acknowledge and act reasonably and promptly upon communications with respect to claims arising out of insurance policies.

3) Failing to adopt and implement reasonable standards for the prompt investigation of claims arising under insurance policies.

4) Refusing to pay claims without conducting a reasonable investigation based upon all available information.

5) Failing to confirm or deny coverage of claims within a reasonable time after proof of loss statement has been completed.

6) Not attempting in good faith to effectuate fair and equitable settlements of claims in which liability has become reasonably clear.

7) Compelling insured to institute litigation to recover amounts due under an insurance policy by offering substantially less than the amount ultimately recovered in actions brought by such insured's.

8) Attempting to settle a claim for less than the amount to which a reasonable man would have believed he was entitled by reference to written or printed advertising material accompanying or made part of an application.

9) Attempting to settle claims on the basis of an application which was altered without notice to, or knowledge or consent of the insured.

10) Making claims payments to insured or beneficiaries not accompanied by a statement setting forth the coverage under which the payments are being made.

11) Making known to insured or claimants a policy of appealing from arbitration awards in favor of insured or claimants for the purpose of compelling them to accept settlements or compromises less than the amount awarded in arbitration.

12) Delaying the investigation or payment of claims by requiring an insured, claimant, or the physician of either to submit a preliminary claim report and then requiring the subsequent submission of formal proof of loss forms, both of which submissions contain substantially the same information.

13) Failing to promptly settle claims where liability has become reasonably clear under one portion of the insurance policy coverage in order to influence settlements under other portions of the insurance policy coverage.

14) Failing to promptly provide a reasonable explanation of the basis in the insurance policy in relation to the facts or applicable law for denial of a claim or for the offer of a compromise settlement.


How Do I Know I have A Bad Faith Insurance Claim?

When you purchase an insurance policy, whether for life insurance, disability insurance, homeowners insurance, or any other type of policy, you are entitled to the full benefits of the policy if you have a covered claim.

If the insurance company refuses to pay or if it delays your payment, you may have a bad faith insurance claim.

What Are My Rights Under My Insurance Policy?

An insurance policy is a contract. In simple terms, you pay the premium and the insurance company must pay the benefits if the conditions specified in the policy occur. Every insurance policyholder has the legal right to make sure that his / her policy and its contractual agreements are upheld in full.

What Should I Do if My Insurance Company Is Denying Coverage or Delaying Payment?

You should seek legal advice immediately. Some cases are easy and quick to handle while others may require aggressive legal actions against the insurance company.


If you or a loved one are involved in a possible bad faith insurance claim situation, contact my office at once. My office will schedule a FREE CONSULTATION to answer your questions and discuss how I can help you. I will fight your rights and you will receive the full benefit of my personal injury experience every time. Contact Ward Maedgen today.

Ward Maedgen a certified Texas attorney practices criminal defense and personal injury law in the following cities and counties: Dallas, Arlington, Cedar Hill, McKinney, Highland Park, University Park, Addison, Plano, Richardson, Mesquite, Garland, Irving, D/FW Airport, Duncanville, Frisco, Carrolton, Allen, Lewisville, Flower Mound, Coppell, Farmers Branch, Forney, Hutchins, Wilmer, Rowlett, Grand Prairie. Counties: North Texas, Dallas County, Collin County, Denton County, Rockwall County, Kaufman County.